Credit Risk Management of National Bank Limited, Bangladesh

Chapter 01 Introduction 1.1 Foundation of the Report: MBA program of University of Dhaka, Department of Accounting and Information Systems is organized and tailored to provide the students with the conceptual, theoretical and practical tools of analyses. Special stresses are given on theory and practice them under an organization. Therefore, as an internee I have completed my practice session and prepared this required report based on investigations carried out by me in National Bank Limited (NBL). As an internee student I have tried my level best to cover the contemporary credit risk management system of National Bank Limited in this report. 1.2 Objectives: Broad Objective: To analyze the Credit Risk Management policy. Specific†¦show more content†¦With this end in view, NBL has continued its efforts to provide prompt and improved services together with proper counseling in financial to all clients. NBL’s objective has been identifying the proper sector and extending best investment consultancy. Keeping the idea of middle and lower middle class in mind the bank has introduced consumer credit schemes, providing small credit to such borrowers who repay in easy installments. The bank is earning significantly by managing liquid assets. NBL mainly caters to the trade finance market. Its principal areas of financing are trade business, export-import, setting up mills factories, garment, knitwear, supply of working capital, shrimp culture, real estate, rural development program, etc. Credit facilities are also allowed to contracting firms to support proper execution of work/supply, orders relating to overall development including infrastructure of the country received by them from the government and different important organization. NBL earned international reputation for its success in different banking activities especially in foreign transaction. Since the very beginning, the Bank exerted much emphasis on overseas operation and handled a sizeable quantum of homebound foreign remittance. The Bank established extensive drawing arrangement network with Banks and Exchange Companies located in important countries of the world expatriatesShow MoreRelatedCentral Bank And The Role Of The Bank Of Formulating Monetary Policy And Its Management Essay1312 Words   |  6 PagesUnderstanding central bank and the role of bb as central bank in formulating monetary policy and its management Introduction- The Central Bank is the utmost authority that is employed by the government to formulate monetary policy to guide the economy of a country. Monetary policy is defined as the regulation of the money supply and interest rates by a central bank. 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